Mixed reactions have continued to
trail the reintroduction of bank charges by the Central Bank of Nigeria (CBN)
on cash deposits and withdrawals.
Some bank customers in Ilorin who
spoke with the News Agency of Nigeria (NAN) on Friday, expressed different
views on the CBN’s decision.
Mr Dipo Fatokun, CBN’s Director,
Banking and Payments Department, had said that the decision to reintroduce the
charges was consequent upon the review of charges on deposits and withdrawals
in the cashless policy.
Mr Lukman Yahaya said the
timing of the policy was wrong considering the economic situation in the
country.
”The new policy is uncalled for with the present economy of the
country.
”I am a commercial farmer and we borrow huge money from banks to
carry out our farming activities, this policy will have adverse effect on us,”
Yahaya said.
Another customer, Mrs Josephine Adebare, said the development
would discourage customers from seeking bank facilities.
”Personally, I believe those charges are not right, especially
when CBN is talking about financial inclusion and financial literacy.
”The importance of finance inclusion is to bring more customers
into the saving culture; with reintroduction of charges, it might discourage
depositors and those seeking other banking facilities,” Adebare said.
However, the Chief Executive Officer of Sure Doors, Adebowale
Olugbenga, and also a bank customer, expressed supported for the policy, saying
that it would reduce money laundering in the financial sector.
”It will be easy to control illicit funds that go to kidnappers,
especially. To to me, it is a good development,” Olugbenga said.
Also, the Chief Executive Officer, Emmertex Superstores, Mr Hilary
Okhifo, said the policy was a welcome development, adding that it would reduce
movement of cash.
”It will help to check unnecessary withdrawals, people will only
withdraw money when it is necessary,” Okhifo said.
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